The Mortgage Process
Getting you the mortgage you deserve
Applying for a Mortgage With Me Is a Safe and Simple 5-step Process!
If during the process you have any questions, always feel free to contact me for help.
When you click the “Apply Now” button, you will be sent to our Secure Online Mortgage Application which will open in a new window. For your privacy this application is protected by the strongest online standards.
Step 1
Pre-Approval & Apply
Our safe and secure online application will take approximately 10 minutes for you to complete. Please provide as much detail as possible - this will help us process your application quickly and place you with the best lender possible.
Step 2
Mortgage Processing
Once your application is received, we will contact you to review your application details and discuss your specific goals. We will then prepare and send your application to one or more of our lenders for a rate hold (if you are looking for a new home/additional property) or approval (if you already own or have an accepted offer on a property).
Step 3
Mortgage Approval
Once your loan application is approved, you will be sent a Mortgage Commitment. You will be required to sign and return this and any other requested documentation. Once these final documents have been approved by the lender your loan will be ready to be instructed to your lawyers office.
Step 4
Getting Your Funds
Your mortgage is now ready to be registered. This is done through an appointment with your lawyer or facilitating company. Your final mortgage documents will be signed at this time. The mortgage funds are then forwarded to the seller (purchase) or to a lender (existing mortgages - refinance, renewal, switch/transfer).
Step 5
After Your Funding
The funding of your mortgage doesn't mean my job is done just yet. We are with you for the life of your mortgage - including reviewing your mortgage; refinancing your existing mortgage or assisting with the purchase of additional properties; right to the moment you become mortgage free! We here for you.
When you click the “Apply Now” button, you will be sent to our Secure Online Mortgage Application which will open in a new window. For your privacy this application is protected by the strongest online standards.
