Mortgage Blog

Getting you the mortgage you deserve

Category: Mortgages (20 posts)

September Newsletter

September Newsletter

September 15, 2021 | Posted by: Donna van Lier-Grieve

September means back to school (and back to reality!) for most of us. To help you reset and get back on your feet, I have some great information about approval roadblocks to avoid, finding your perfec ...

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Mortgage Insurance and Your Borrowing Power

Mortgage Insurance and Your Borrowing Power

June 16, 2021 | Posted by: Donna van Lier-Grieve

As a Canadian homebuyeror homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies annoounced by CMHC, The Bank of Canada's qualifying rate and your banks' ...

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Want Choice? Don't Use a Bank, Use a Broker

Want Choice? Don't Use a Bank, Use a Broker

May 5, 2021 | Posted by: Donna van Lier-Grieve

One of the greatest advantages of using a mortgage broker is getting access to over 50 lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices ...

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Choosing a Mortgage That's Right For You!

Choosing a Mortgage That's Right For You!

April 27, 2021 | Posted by: Donna van Lier-Grieve

A mortgage is one of the most important decisions you will ever make. Choosing the right mortgage couldn’t be any easier when you engage the help of a mortgage broker.  Read More!Apply ...

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SELF EMPLOYED?  Looking for a Mortgage?

SELF EMPLOYED? Looking for a Mortgage?

April 20, 2021 | Posted by: Donna van Lier-Grieve

SELF-EMPLOYED? Looking for a mortgage?You're not alone. As an entrepreneur, you’ve worked hard to create your own business. You understand the value of working with like-minded people who shar ...

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Don't Shy Away From That Fixer Upper.

Don't Shy Away From That Fixer Upper.

April 19, 2021 | Posted by: Donna van Lier-Grieve

5 Easy Steps to a PURCHASE PLUS IMPROVEMENTS MORTGAGEBorrow up to an additional $40,000 on the purchase price of any homeA Purchase Plus Improvements Mortgage, allows qualified purchasers to borrow up ...

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Are You a First Time Buyer? Would You Like to Know More About Canada's First Time Homebuyer Incentive?

Are You a First Time Buyer? Would You Like to Know More About Canada's First Time Homebuyer Incentive?

April 18, 2021 | Posted by: Donna van Lier-Grieve

The new First-Time Home Buyer Incentive allows eligible first-time homebuyers, who have the minimum downpayment for an insured mortgage, to apply to finance a portion of their home purchase through a ...

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GOING THROUGH A DIVORCE OR SEPARATION?

GOING THROUGH A DIVORCE OR SEPARATION?

April 15, 2021 | Posted by: Donna van Lier-Grieve

Whether you are going through a divorce or ending a common law relationship, separation is never easy… especially when most individuals feel as though they have no choice but to sell th ...

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Trudeau Likely Just Getting Started in Bid to Ease Housing Fever

Trudeau Likely Just Getting Started in Bid to Ease Housing Fever

April 9, 2021 | Posted by: Donna van Lier-Grieve

Change is on the horizon in Canada Housing Market. In a bid to ease the housing fever, the feds are looking at many different avenues to do so. Higher Interest Rates and Stress Tests Qualifying Rates ...

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The Office of the Superintendent of Financial Institutions (OSFI)  Proposes New Minimum Qualifying Rate for Uninsured Mortgages

The Office of the Superintendent of Financial Institutions (OSFI) Proposes New Minimum Qualifying Rate for Uninsured Mortgages

April 8, 2021 | Posted by: Donna van Lier-Grieve

If you are considering purhcasing a new home this year and you will be putting 20% or more down, things are about to change. The Office of the Superintendent of Financial Institutions (OSFI) is o ...

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Should You Go Fixed Or Variable?

Should You Go Fixed Or Variable?

April 7, 2021 | Posted by: Donna van Lier-Grieve

It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the onl ...

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What To Know BEFORE You Start House Hunting

What To Know BEFORE You Start House Hunting

April 7, 2021 | Posted by: Donna van Lier-Grieve

As exciting as it is to start your journey towards home ownership (or even up- and down-sizing), there are a few things you should consider first.  Most Importantly... ...

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Our Lenders - More Choice = More Opportunity

Our Lenders - More Choice = More Opportunity

April 7, 2021 | Posted by: Donna van Lier-Grieve

One of the greatest advantages of using a mortgage broker is getting access to over 50 lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices ...

read more
Why Use A Mortgage Broker?

Why Use A Mortgage Broker?

April 6, 2021 | Posted by: Donna van Lier-Grieve

Why Use A Mortgage Broker?I help simplify the buying process and take the worry about all the financing details off your hands so you can get down to finding just the right property as fast as possibl ...

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Are You Confused By The Mortgage Stress Test Rules?

Are You Confused By The Mortgage Stress Test Rules?

April 6, 2021 | Posted by: Donna van Lier-Grieve

WHAT IS THE MORTGAGE STRESS TEST?The mortgage stress test requires banks to check that a borrower can still make their payment at a rate that's higher than they actually pay. Here's how it w ...

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3 Great Reasons To Get A Pre-Approval.

3 Great Reasons To Get A Pre-Approval.

April 5, 2021 | Posted by: Donna van Lier-Grieve

A mortgage pre-approval allows you to make an offer with confidence and shows that you're a serious buyer with the means to purchase a seller's home. Many real estate age ...

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Looking For A New Mortgage - I'm With You Every Step Of the Way!

Looking For A New Mortgage - I'm With You Every Step Of the Way!

April 5, 2021 | Posted by: Donna van Lier-Grieve

If you’re planning to buy a home, you’ll probably need to get a mortgage. Comparing mortgage rates is a good first step, but applying and getting approved for a mortgage is the most impo ...

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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

March 16, 2021 | Posted by: Donna van Lier-Grieve

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

February 23, 2021 | Posted by: Donna van Lier-Grieve

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

February 9, 2021 | Posted by: Donna van Lier-Grieve

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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